Credit cards
(
tarjetas de
crédito )
are certainly
useful in
Argentina, given
that travellers'
cheques are not
that practical
and in the light
of the abundance
of ATMs. They
are good for
dealing with
emergencies,
obviate the need
to carry large
sums of cash
(especially for
paying in
expensive
restaurants) and
can be used to
book rooms
ahead, or as
payment
guarantees on
car rental (for
which they are
indispensable).
Visa and
Mastercard
are the most
widely used and
recognized, with
American
Express and
Diner's
lagging in third
and a poor
fourth place.
You might have
to show your ID
when making a
purchase with
plastic and be
warned that,
especially in
small
establishments,
the
authorization
process can take
ages and may not
succeed at all.
A very practical
and often more
economical
alternative is a
bank debit
card , which
saves you having
to sort out
bills at the end
of the month and
helps to stop
you
overspending.
You just put
your holiday
money into your
checking account
before leaving.
It's always a
good idea to
take out card
protection
insurance
efore your
departure so
that, if you
lose your cards
or they're
stolen, you'll
only have to
call the
insurance
company. These
schemes are
available from
most banks and
tend to cost
only £10/$15 a
year, more than
worth it
especially if
they will then
wire funds to
you. Otherwise
make sure you
have written
down all your
card numbers and
an emergency
telephone number
so that you can
block any lost
or stolen cards;
these
particulars
should be kept
in a safe place
apart from the
cards
themselves.
Another
precaution is to
carry one card
at a time and
leave the others
in a hotel safe
or tucked away
in the darkest
recesses of your
rucksack.